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Credit Manager

First National Bank (FNB)

This is a Full-time position in Lusaka posted 14/01/2022.

First National Bank (FNB) Carreer opportunities in Lusaka Credit Manager Jobs opportunities in Lusaka at First National Bank (FNB)

# Job Description

Credit Manager – IRC212311

at Zambia, Lusaka, Zambia in FNB Zambia Credit
Ends 21 Jan 2022

purpose
To oversee the of credit lending that fall within assigned
portfolio or region.

experience and qualifications

A degree in Finance and Commerce or an equivalent professional qualification
which has an emphasis on Accounting, Finance and Banking.
Minimum 4 years’ experience as a Credit Manager in charge of commercial and
corporate and business accounts.
Must have experience in preparing papers and presenting to in country credit
committees and FirstRand Credit Committees.
Previously been in a leadership position and preferably run a team of credit
managers in a commercial bank.

responsibilities

Work under the direction of the Senior Credit Manager in relation to the
general running of the department.
Ensure that the daily departmental workflow is in accordance with the Bank’s
standard operating procedures as outlined in the various ORM and Credit
policies from time to time.
Ensure that the standard of work meets all client expectations within minimum
turnaround times and in line with credit policies.
Assess and approve credit lending as directed in the credit mandate provided
and follow standard operating procedures for lending that are not within own
mandate to ensure that all exposures within portfolio are signed off by way of
an approved limit or excess advice or status report.
Place high importance to ensure that daily excesses and expired limits are
attended to in terms of excess policy process and expired limit process.
Responsible for the accuracy and timeous capture of credit data onto the
Bank’s “broadband spreadsheet so that your section’s contribution to monthly
ORM reports is accurate and within deadlines.
Responsible for project managing any credit application that must go to SA for
further signatures. This includes the executive summary and all appropriate
supporting documentation.
Guide and support your subordinates in their daily activities by way of
training so that the daily activities of your portfolio are accomplished
within deadlines and meet all standards. This includes counter checking data
captured on Core Banking and Credit Systems Limits and interest rates –
manager’s maintenance report.
Responsible for ensuring that security documentation is held and that no
disbursements are made without security being held and if any exposure does
exist where security is outstanding then it must be reported and signed off in
terms of excess operating procedures.
Responsible for ensuring that all accounts are categorized in accordance with
account behavior.
Ensure that facility letters accurately reflect the content of the approved
facility.
Continually prepare all work and credit files with audit requirements in mind
with a view to achieving minimal audit queries.
Make recommendations on procedural/policy changes.
Attend meetings to represent credit department on various as hoc forums.
Visit clients where necessary with the RM in order to be familiar with the
business activities of the top 20 clients in your portfolio.
Use initiative to solve general credit issues and deal with client requests.
Management of the credit compliance team who have responsibility for all
internal/external credit reporting, credit audit issues, provision management,
credit portfolio reviews and the update/renewal of credit policy documents.

Apply Online Now



URL:: Link to Apply

[ **Submit your CV and Application on Company Website : Click Here**
]https://www.firstrandjobs.mobi/Jobs/Detail?refNumber=IRC212311

Closing Date : 21st January , 2022.

First National Bank (FNB) Carreer opportunities in Lusaka Credit Manager Jobs opportunities in Lusaka at First National Bank (FNB)

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